Payment Processing for Every Type of Business
The Processor That Says Yes When Everyone Else Says No.
Whether you've been rejected before or just want a processor who actually understands your industry — pawn, firearms, HVAC, auto, and more — Kova gets you approved and keeps your account stable.
Get Approved Today24–48hr
Fast Approvals
Stop waiting weeks. Most of our clients are processing cards within days.
No Surprise Shutdowns
Your account won't get frozen because of who your customers are.
Industry Specialists
We're not a generalist processor making exceptions. Your business type is our business.
Who We Serve
Specialists Across Multiple Industries
Pawn Shops
Get Started →FFL Dealers & Gun Shops
Get Started →HVAC Companies
Coming SoonAuto Dealers
Coming SoonMechanics & Repair Shops
Coming SoonNot Sure Where to Start?
Tell us about your business and we'll get you to the right specialist.